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About United FUGI Insurance Plan Universal Drug  Universal Classic Universal Protection EZ Life
Universal Classic Plan
- The comprehensive Medical and Health Savings Plan
  Overview
  Physician
  Hospital
  Patient Advocacy
  Dental Care
  Vision
  Prescription Drugs
  Chiropractic
  Nutritional Supplements
  Hearing Aids
  Nurse On-Call
  Diabetic Supplies
  Provider Search
  Frequently Asked Questions
  Physician Network
By using the PHCS proprietary network of over 750,000 provider locations nationwide, members can access 20~45% savings on medical services. Members can save money on services such as routine office visits and ancillary services, including lab work and imaging centers by accessing a participating provider. This program does not include access to PHCS hospitals or physician assistants.
How To Access Your Discounts:
Step 1:
To locate a provider you may visit our web site at www.ufugi.com or call toll-free 1-888-570-3844 for the name of a provider in your area.
Step 2:
Before calling your provider's office to schedule your appointment, call the Physician Relations Department at 1-888-570-3844 to verify your provider's participation in the medical savings program. A representative will verify the provider's continued participation on your behalf. At your request, the representative will call you back or send you an e-mail to confirm the provider you've chosen is participating. Then, you may call to set up your appointment.
Step 3:
Present your identification card and the "Dear Doctor" letter included in your membership kit to the receptionist when you arrive at the participating provider's office. Your ID card instructs the provider to call or fax Physician Relations for the negotiated rate agreed upon in their contract with PHCS.
Step 4:
Remember, you are responsible for paying the fee, provider the entire discounted fee at the time service is provided.
Important Note to Providers:
Please follow the instructions on the back of the Member's ID card for assistance in obtaining the negotiated rate agreed upon in your Preferred Provider contract with PHCS. If you have any questions regarding this program, please call the Provider Department at 1-888-335-8222 and identify yourself as a provider's office.
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