Your entire family for only $45 per month, $25 for individuals.

Discounts on Dental Care: Save 5% to 30%
Current members and their family can save an average of 5%-30% off of area dental procedures* when performed by a participating Dental Network dentist. With a network of tens of 1,000's of credentialed dentists, chances are you're sure to find a participating dentist regardless of where you live or work. Current members will save on routine dental services, such as cleaning, x-rays and fillings as well as crowns, root canals, dentures, oral surgery, orthodontics, periodontics and cosmetic dentistry where available. Savings are received immediately at the time of service.

* Savings are based upon a comparison of national average negotiated network provider discounts. Actual savings will vary based upon procedure, geographic location, and the dentist's dental discount.

Discounts on Vision Care: Save 5% to 50%
EYE CARE INTERNATIONAL
Discount Vision Care Plan
Summary of discounts and/or programs
Eye Care International (ECI) is the nation's largest discount vision care vision network with more than 30,000 eye MDs, optometrists, opticians, optical outlets and 13,000 locations nationwide. It is the only national network that includes Ophthalmologists who discount all of their services on medical and surgical procedures, including cosmetic surgery and LASIK. ECI also provides substantial discounts on all contact lenses, frames, lenses and designer sunglasses, in addition to providing one FREE eye exam annually per membership for prescription glasses.
Vision Care Plan Member Benefits
Eye Exams • One FREE annual eye exam per family membership, for prescription glasses, at participating locations. Valued at $45 - $160 • Two additional eye exams can be purchased for $10 each, per membership, per year.
Eyewear Savings 20% - 60% Glasses • Free prescription registry for immediate replacement of glasses Frames • Any frame available at provider locations. 20-60% off retail price
Standard Plastic Lenses1 • Single Vision • BiFocal • TriFocal • Std Progressive (incl scratch coating) (Sears, JC Penney, Target) Scedule A Member pays $40 Member pays $55 Member pays $75 Member pays $105 (ECI) Schedule B 20% off retail 20% off retail 20% off retail 20% off retail

1 Retail prices vary at most locations. ECI members receive maximum discounts where schedule B applies.

Lens Options • UV coating • Tint (solid and gradient) • Standard Polycarbonate • Standard anti-reflective coating • Other add-ons and services Member pays $12 Member pays $10 Member pays $30 Member pays $40 20% off retail 20% off retail 20% off retail 20% off retail 20% off retail 20% off retail
Eyewear Savings 10% - 60% Sunglasses • Any pair available at provider locations • Designer sunglasses as advertised through www.ecicontacts.com Contact Lenses • Conventional • BiFocal • Disposables • Rigid gas permiable 20 - 60% off retail 20 - 60% off retail 10 - 20% off retail 10 - 20% off retail 20 - 60% off retail (mail order only) 10 - 20% off retail
Medical & Surgical Savings 15% - 25% • ECI is the only national network of Ophthalmologists (eye MDs) who have agreed to discount all of their medical and surgical services. Ophthalmologist network • Over 2,200 nationwide. • No other discount plan provider comes close to offering as many MDs nationwide who discount all surgical and medical services. • 24 hour hotline for medical emergencies, with an MD on call. Non-elective surgery - all coded medical procedures • ECI has negotiated an extraordinary program for members who require a coded medical procedure (Medicare participants not included), of 20% below the Medicare allowable rate, for non-Medicare patients.
Elective corrective surgery • PRK, LASIK, LASEK corrective surgery • PRK, AK • Presbyopia Vision Corrective Procedures Contact Lenses • No other discount plan provides reduced fees on elective cosmetic surgery. • CO2 laser skin resurfacing • Eyelid surgery 15-25% off normal fees 15-25% off normal fees 15-25% off normal fees 20% off normal fees 20% off normal fees
Frequency • One annual FREE eye exam per membership. Two additional eye exams can be purchased for $10 each. • Unlimited number of reductions on frames, contact lenses and other services.
Provider Choice • With more than 30,000 eye MDs, optometrists, opticians, optical outlets and 13,000 locations throughout the USA, ECI offers its members access to the nation’s leading retailers and eye surgeons, including Sears, JCPenney, Pearle, Target, Cohen’s Fashion Optical, EyeGlass World, EyeMasters, VisionWorks, HourEyes, Stein Optical, Doctor’s ValuVision and Eye DRX.

DENTAL and VISION are not insurance. This plan provides discounts at certain health care providers for medical services. This plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care service but will receive a discount from those healthcare providers who have contracted with this discount plan organization. It is the members responsibility to confirm with Member Services that a provider is an active participant of the program prior to seeing that provider. Discount Medical Provider Organization: MedNet Benefits Inc., 428 E. Thunderbird Road, #645, Phoenix, AZ 85022 Services may not be available in all states. Please call to verify availability in your home state.

PLUS,

The following limited benefit insurance is under the Group Accidental Death and Dismemberment and Medical Care Insurance policy and is an added benefit of your membership featuring:

Accident Medical / Dental Expenses Benefit*: $5,000 Maximum

Accident Death & Dismemberment Benefit*: $15,000 Maximum

Accident Medical/Dental Expense Benefit*:
Pays part of the expenses you are charged by a hospital, doctor, or certain other charges, up to a maximum of the amount listed if you are injured in a covered accident. Subject to a $100 deductible.

Accidental Death & Dismemberment Benefit*:
Pays the beneficiary up to the benefit amount listed for the member’s death or loss of certain body parts, in a covered accident or a portion or that amount for the accidental death of a family member, if this is a family membership, (50% for covered spouse, 20% for covered dependent children).

* All benefits provided by this insurance are subject to the terms, definitions, conditions, exclusions and limitations, of the group policy. To obtain more information about this insurance, please ask to speak to a licensed agent. All members of the Universal Protection program are enrolled into the American Advantage Association to be eligible to receive benefits. The insurance benefits are underwritten by The United States Life Insurance Company in the City of New York, a member company of American International Group, Inc. under the Group Accidental Death and Dismemberment and Medical Care Insurance Policy (Form G-19000) issued to American Advantage Association.

1 The underwriting risks, financial obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York are its responsibility. The United States Life Insurance Company in the City of New York is responsible for its own financial condition and contractual obligations.

THIS IS NOT BASIC HEALTH INSURANCE. THIS OFFER INCLUDES DISCOUNTS AND/OR SERVICES PLUS ADDED LIMITED BENEFIT INDEMNITY INSURANCE. NONE OF THESE, INDIVIDUALLY OR IN COMBINATION ARE A SUBSTITUTE FOR BASIC HEALTH COVERAGE, MAJOR MEDICAL INSURANCE OR ANY OTHER MEDICAL EXPENSE REIMBURSEMENT INSURANCE PLAN.